Why could a EUR account throw off your net worth?
If part of your savings sits in euros or dollars, the PLN chart is only as good as the exchange rate behind it. With a fixed or stale rate, net worth starts drifting on its own: sometimes it overstates your wealth, sometimes it understates it, even though nothing actually changed in the account.
This becomes obvious if you keep foreign-currency savings in Revolut, hold leftover euros after travel, or get paid from abroad. In that case you want a real personal finance picture, not an approximation that breaks down on larger balances.
How does Martia calculate it now?
Net worth, asset composition, and asset sections now use current exchange rates instead of a hard-coded conversion. That means balances in EUR, USD, or DKK flow into the PLN view in a way that better matches what your bank account actually represents.
This is not a new chart or a new control — it's the same wealth view with numbers that line up better with reality. If you track net worth month by month, that matters: it's easier to tell whether you're truly saving more or just looking at the wrong FX rate.
Veelgestelde vragen
Yes. Foreign-currency balances are converted with current rates, so PLN net worth better reflects the actual state of your wealth.
No. If an account is not in PLN, Martia automatically factors that currency into net worth and asset composition.
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